About Us

We can help make buying your home a pleasant experience. American National Bank offers a variety of competitive financing options to fit your budget - from conventional loans to low down payment plans and government programs such as FHA and VA programs.

We even can help eligible first-time Nebraska homebuyers qualify for reduced interest rates and/or assistance with down payment and closing cost through state of Nebraska bond programs.

No matter what the home of your dreams looks like, we can help make it a reality.


Our History

While you may not remember the grand opening of our first bank founded in 1856, it's important to note that we have a long and proud history of providing financial services in Nebraska and Iowa.

Over the years, we've grown to 30 locations in Nebraska and Iowa, and 7 locations in the Minneapolis/St. Paul, Minnesota area (operating under the "Western Bank" name), with more than $3.3 billion in assets.

Over the years, we've grown to 30 locations in Nebraska and Iowa, and 7 locations in the Minneapolis/St. Paul, Minnesota area (operating under the "Western Bank" name), with more than $3.3 billion in assets.

Our Facts and Ratings

American National Bank Facts

  • One of the largest privately owned banks in Nebraska
  • The largest depository bank in the Council Bluffs, Iowa, market area
  • The top home-lending provider in the Council Bluffs metro area
  • Rated an "SBA Preferred Lender"
  • Regional lending capacity in excess of $32 million

Analyst Coverage & Ratings

  • Five-Star, Superior Recommended Bank on Bauerfinancial.com (2017, 2016)
  • Recognized as the #1 bank in Council Bluffs as voted by Daily Nonpareil's annual Readers' Choice survey. (2017, 2016, 2014, 2012 - 2004)

Changing our community for the better

Our greatest resource is our community.  It's part of our heritage.  That's why we invest so much time and energy into building it.  We focus our support on organizations providing services that build our communities, that address the needs of low-to-moderate income households and neighborhoods, and have a special interest in organizations that protect the most vulnerable children. 

American National Bank has invested considerable energy and financial resources in pursuit of building stronger communities.  It is our corporate policy to encourage all employees to do the same. Our employees generously give their time and talent. The bank supports their commitment to the community by offering Volunteer Time Off (VTO) hours.  We believe that, through a strong community, everyone prospers together.

Education and Youth Development

Every child should receive a quality education. That's why we support educational organizations.  We offer mentoring programs for at risk youth and provide internships for future work forces students

Health and Human Services

Each year gifts are given directly to nonprofit organizations meeting health and human service needs. 


Community Development

We are involved in projects that promote long-term growth for low income communities. These projects often qualify for credit under the Community Reinvestment Act and result in affordable housing, schools, economic development, community revitalization and job creation.

Apply now for a better mortgage experience through American National Bank!